HTQ

The Dividend Quant

Yield Shield · payout safety · FCF coverage & streak scored
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FCF coverage – free cash flow coverage ratio ensures dividends are funded by real cash, not borrowed against.

Payout streak – consecutive years of dividend increases as a durability signal. Aristocrats (25+ years) are surfaced separately.

Yield trap filter – flags unsustainably high yields driven by price collapse rather than income quality. Cut Watch surfaces names where coverage is deteriorating.

Balance-sheet context – debt health, interest coverage, and payout ratio pressure-test the dividend across a downturn.

Sector concentration – when more than 40% of the board lands in one sector, a banner appears at the top of the page. Diversification is the entire risk story for income portfolios.

Scores above 85 qualify for this board - top ~20% of candidates evaluated this run.

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